eSSENTIAL Checking

A personal checking account with no monthly service fee and primarily electronic features.


  • $100 minimum opening deposit
  • Non-interest bearing
  • e-Statements are required 
  • No monthly service fee when your account is actively enrolled in eStatements through Online Banking. (Otherwise, a $4.95 monthly service fee is assessed.)
  • Free Mobile Banking
  • Unlimited check writing  
  • Mobile Deposit feature available at $ .50/ check deposited
  • Free Online Banking 
  • Free ATM - use our ATMs at no charge             


Please visit a branch location nearest you for additional information and brochures that may affect your account.