Small Business Administration (SBA) Loans

The SBA partners with lenders by providing loan guarantees. This partnership allows us to offer greater access to financing and more flexible terms.


SBA Loan Benefits ~

  • SBA loans require less money down
  • Longer amortizations
  • Lower interest rates – fixed or variable
  • Lower monthly payments


Ways to Utilize an SBA Loan ~ 

  • Real Estate
  • Equipment purchases
  • Permanent working capital
  • Business expansion
  • Business acquisition
  • Lines of Credit


Some eligible businesses include ~

  • Restaurants
  • Retailers, Wholesalers, & Manufacturers
  • General & Trade Construction Companies
  • Professional Services


Qualifications for an SBA loan ~ 

  • Must be an owner-operated business
  • Must be a for-profit business
  • Acceptable organizations include; sole-proprietorships, corporations and professional partnerships.


For helpful, friendly assistance please contact one of our Commercial Banking Centers:

  • Northwest WA (Skagit, Whatcom Counties and surrounding area) 
                           Call 360.756.9170

  • Twin Harbors Area (Grays Harbor County and surrounding area) 
                           Call 360.533.8873 Ext. 3802

  • Southwest WA & Northwest OR (Pacific, Wahkiakum Counties WA and Clatsop County, Oregon)
                           Call 360.642.1090.


Reverse Mortgage ~
Get the real truth about reverse mortgages from a local senior. With over 30 years of lending experience in the Northwest, Steve McLean (NMLS #120173) is your trusted advisor. Please call 360.588.9383, today! All loans subject to credit approval. Certain fees and restrictions may apply.