Business Checking

Bank of the Pacific offers a full spectrum of checking account products for businesses of every type and size.

 

Small Business ~

This account type is best suited for small businesses with very limited activity.

● $100.00 minimum opening deposit
● $8.00 monthly service charge balance requirement fee if daily balance falls below $250.00
● $.25 per transaction over 200 per statement period

Note: Transactions include checks paid, deposits posted, checks deposited and ACH debits/credits.

 

Regular Business ~

Our Regular Business Checking Account is perfect for the growing business with moderate activity.

● $100.00 minimum opening deposit
● $10.00 monthly service charge balance requirement fee if daily balance falls
below $2,500.00
● $.25 per transaction over 400 per statement period

Note: Transactions include checks paid, deposits posted, checks deposited and ACH debits/credits.

 

NOW Business ~ Negotiable Order of Withdrawal

The NOW Business account is available to unincorporated sole proprietors and non-profit organizations with modest to moderate activity.

● $100.00 minimum opening deposit
● $10.00 monthly service charge balance requirement fee if daily balance falls below $2,500.00
● $.25 per transaction over 400 per statement period
● $1,000.00 minimum daily balance to obtain disclosed annual
percentage yield - Click here for current rates to be directed to the CD Rates page and then select "Checking Accounts" from the left menu panel to view current NOW Account rates.

Note: Transactions include checks paid, deposits posted, checks deposited and ACH debits/credits.

 

Analyzed Business ~

The Analyzed Business account is designed to meet the needs of our large volume commercial business accounts that anticipate depositing and writing a large number of checks per month, as well as, buying and selling coin and currency. The Analyzed Business account receives an earnings credit to offset some or all of the monthly service charge based on the average investable balance in the account. The service charge is based on the volume of activity during the statement cycle.

● $10.00 monthly maintenance fee
● $0.14 per check paid
● $0.50 per deposit posted
● $0.05 per on-us item deposited
● $0.07 per other item deposited
● $.05 per ACH debit or credit posted
● $.075 per $100.00 cash deposited
● $.075 per $100.00 cash purchased
● $.075 per roll coin purchased
● $5.00 per deposited item returned
● Earnings allowance may offset some or all of the above fees

 

Please visit a branch location nearest you for additional information and brochures that may affect your account.

 

Here is a quick and easy way to reorder your business checks just click the Deluxe box below!

Deluxe Business Checks