USDA - Rural Development

The United States Department of Agriculture (USDA) provides loan guarantees to lenders. By partnering with the USDA we are able to offer greater access to financing and more flexible terms.


USDA Loan Benefits ~

  • USDA loans require less money down
  • Longer amortizations
  • Lower interest rates – fixed or variable
  • Lower monthly payments


Ways to Utilize a USDA Loan ~

  • Real estate
  • Equipment purchases
  • Permanent working capital
  • Business expansion
  • Business acquisition
  • Renewable energy projects


Some eligible businesses include ~

  • Hotels & Motels
  • Retailers, Wholesalers, & Manufacturers
  • Agribusiness


Qualifications for a USDA loan ~

  • You must be in a rural area including all areas other than cities of more than 50,000 people and their immediately adjacent urbanized area.
  • Individuals must be U.S. citizens or legally admitted for permanent residence.


For helpful, friendly and personal assistance please contact one of our Commercial Banking Centers:

  • Northwest WA (Skagit, Whatcom Counties and surrounding area) 
                           Call 360.756.9170

  • Twin Harbors Area (Grays Harbor County and surrounding area) 
                           Call 360.533.8873 Ext. 3802

  • Southwest WA & Northwest OR (Pacific, Wahkiakum Counties WA and Clatsop County, Oregon)
                           Call 360.642.1090

Reverse Mortgage ~
Get the real truth about reverse mortgages from a local senior. With over 30 years of lending experience in the Northwest, Steve McLean (NMLS #120173) is your trusted advisor. Please call 360.588.9383, today! All loans subject to credit approval. Certain fees and restrictions may apply.