Home Ownership Counseling & Resources

Bank of the Pacific is your experienced and knowledgeable partner to help in your dream of home ownership. Through the following links your can learn more on loan options for purchasing your house.

Residential Real Estate Center - Here you will find information on financing your next home. In the Learning Center there are resources and information to help make your home loan or refinancing easier. In this section you can use the tools listed on the left side of the screen they include:

• What's Needed to Apply
• Canadian Financing FAQ
• Construction FAQ
• A general Frequently Asked Questions (FAQ) section
• Glossary
• Forms and
• Calculators

If you would like to apply online, click here to start the process.

If you are concerned you may be subject to foreclosure, here is important information and steps you should take.

• Contact Your Lender
  If you are unable to afford your current mortgage payments you are encouraged to discuss available options with your lender. To contact your loan representative or the Credit Administration Department please call 1.360.537.4057 or toll free at 1.888.855.8267 ext. 1273.
  

• Gather Your Financial Documents
  You will need to have the following documents when you meet with your loan representative to discuss options for avoiding foreclosure:
  • Current Personal Financial Information, click here and complete the form.
  • Copy of your most recent pay-stubs
  • Any other documents requested by your loan representative
    
    
• Contact a Certified Housing Counseling Agency
  If you are facing a possible foreclosure, you may also contact a HUD approved counselor. Contact the Washington State Homeownership Information Hotline at 1.877.894.4663 or 1.800.997.8944 or go click here find a HUD approved counselor in your area.
  
  
• Additional Resources
  There are resources available in Washington for those who cannot make their mortgage payments and are facing foreclosure.
  • Washington State Department of Financial Institutions
    Click here to visit this useful and informative site.
     
  • HUD Housing Counseling Washington State:
    Click here to visit this useful and informative site.