Christmas Club is an ideal way to save for the Holidays.

This special savings account offers automatic monthly transfers for easy savings. A check for your balance, plus interest, will be mailed to you the first week in November.


  • $25.00 minimum deposit to open
  • No service fee
  • Interest compounded daily and credited quarterly
  • Quarterly statements
  • Limited to 6 transfers per month - You may make six (6) transfers from your account each four (4) week period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.


Interest rate and Annual Percentage Yield may change at bank's discretion. If you close your account before interest is credited, you will not receive the accrued interest. An early account closure fee of $25.00 will be charged if the account closes within 90 days of opening


Visit a branch location nearest you for more information and additional disclosures that may affect your account.

Are you earning Cash Back?
You can earn cash back on these accounts: Dream Checking Cash Rewards, Essential Plus, Interest Checking, and Premium Checking.