We have loans to fit your needs.

Whether it's a dream vacation, your first home or that new car you've been looking to buy we have a loan solution that's right for you.  Our lenders are knowledgeable, friendly professionals and our loan decisions are made locally and processed locally. Real Values. Real Solutions.  

 

Real Estate Loans ~

 

Fixed Rate Mortgages ~

• Fixed monthly payments
• No prepayment penalty

 

Adjustable Rate Mortgages (ARM) ~

• Lower initial monthly payments
• No prepayment penalty
• Rate ceiling to protect against rising rates

 

Construction Loans ~ 

• Interest only during construction phase
• Converts to a fixed or variable rate mortgage upon completion
• No prepayment penalty

 

Click here to find a Real Estate Loan Representative nearest you

 

Consumer Loans ~

Need to buy a car, home improvements or pay off some high-interest debt? If so, Bank of the Pacific can make the borrowing process easy.

 

Installment Loans ~

• Unsecured loans available
• Lower rate loans secured by CDs and passbook savings available
• Home improvement loans

 

Auto Loans, RV & Pleasure Boat Loans ~ 

• New and used financing available

 

For information on Installment, Auto or RV Loans please contact one of our branch offices. You can also call 888-855-8267 for a directory of our local offices.

 

 

Home Equity Loans and Lines ~ 

Planning to make home improvements, pay for college or consolidate debt? Our Home Equity Lines and Loans put the hard-earned equity in your home to work for you. And your interest may be tax deductible, too. Consult your tax adviser to determine your situation.

 

Home Equity Loan ~

• No prepayment penalty
• Fixed Rate

 

Home Equity Line ~

• Variable Rate

 

For Home Equity rate information please contact a branch nearest you