We offer the following Products & Services

Residential Loans

Bank of the Pacific makes home buying easy. Whether you are a first-time homebuyer, buying or building a new home or refinancing your existing mortgage, we have a loan program that is right for you.


Fixed Rate Mortgages ~

  • Fixed monthly payments
  • No prepayment penalty


Adjustable Rate Mortgages (ARM) ~

  • Lower initial monthly payments
  • No prepayment penalty
  • Rate ceiling to protect against rising rates


Reverse Mortgage - Home Equity Conversion Mortgage (HECM)

  • All homeowners must be age 62 or older
  • May supplement monthly income
  • No monthly payment - eliminates your existing house payment
  • Make repairs or remodel your home to fit your needs
  • FHA insured
  • You retain full ownership of your home


For more information about reverse mortgages please contact Steve McLean at 360.588.9383. 


Construction Loans ~ 

  • Interest only during construction phase
  • Converts to a fixed or variable rate mortgage upon completion
  • No prepayment penalty


Click here to find a Real Estate Loan Representative nearest you.


All loans subject to credit approval. Certain fees and restrictions may apply.

Are you earning Cash Back?
You can earn cash back on these accounts: Dream Checking Cash Rewards, Essential Plus, Interest Checking, and Premium Checking.