We offer the following Products & Services

Residential Loans

Bank of the Pacific makes home buying easy. Whether you are a first-time homebuyer, buying or building a new home or refinancing your existing mortgage, we have a loan program that is right for you.


Fixed Rate Mortgages ~

  • Fixed monthly payments
  • No prepayment penalty


Adjustable Rate Mortgages (ARM) ~

  • Lower initial monthly payments
  • No prepayment penalty
  • Rate ceiling to protect against rising rates


Reverse Mortgage - Home Equity Conversion Mortgage (HECM)

  • All homeowners must be age 62 or older
  • May supplement monthly income
  • No monthly payment - eliminates your existing house payment
  • Make repairs or remodel your home to fit your needs
  • FHA insured
  • You retain full ownership of your home


For more information about reverse mortgages please contact Steve McLean at 360.588.9383. 


Construction Loans ~ 

  • Interest only during construction phase
  • Converts to a fixed or variable rate mortgage upon completion
  • No prepayment penalty


Click here to find a Real Estate Loan Representative nearest you.


All loans subject to credit approval. Certain fees and restrictions may apply.