Rates are current as of 09/19/2014. Rates are subject to change.

Personal Checking Accounts

Minimum Opening
Min. Daily Balance
to Earn APY*
Dream Checking $20,000 and under**$100.00N/A1.25%1.26%
Dream Checking over $20,000.01**+ (see yield range below)$100.00$20,000.010.20%0.20%
Dream Checking - when requirements are not met**$100.00N/A0.03%0.03%
Essential 50+$100.00$1,000.000.03%0.03%
NOW Individual$1,000.00$1,000.000.03%0.03%

*APY = Annual Percentage Yield
Rate may change after account is opened
Fees could reduce earnings

**Dream Checking Account - Dream rate available when three easy steps are met: 1) Have at least 12 debit card purchases post and settle per monthly qualification cycle(excluding ATM processed transactions), 2) Have at least one automatic payment or direct deposit post and settle per monthly qualification cycle, 3) Receive your account statement electronically (e-statements). +Blended yield may range from 1.26% to 0.20% APY