Rates are current as of 10/22/2014. Rates are subject to change.

Personal Checking Accounts

Account
Type
Minimum Opening
Deposit
Min. Daily Balance
to Earn APY*
Interest
Rate
APY*
Dream Checking Rate Rewards $20,000 and under**$100.00N/A1.25%1.26%
Dream Checking Rate Rewards over $20,000.01**+ (see yield range below)$100.00$20,000.010.20%0.20%
Dream Checking Rate Rewards when requirements are not met**$100.00N/A0.03%0.03%
Prime Checking$100.00$250.000.03%0.03%
Interest Checking$100.00$1,000.000.03%0.03%
Premier Checking Balances Through $49,999.99$1,000.00N/A0.10%0.10%
Premier Checking Balances $50,000.00 - $99,999.99$1,000.00$50,000.000.12%0.12%
Premier Checking Balances $100,000.00 - $249,999.99$1,000.00$100,000.000.15%0.15%
Premier Checking Balances over $249,999.99$1,000.00$99,999.990.15%0.15%

*APY = Annual Percentage Yield
Rate may change after account is opened
Fees could reduce earnings

**Dream Checking Rate Rewards Account - Dream rate available when three easy steps are met: 1) Have at least 12 debit card purchases post and settle per monthly qualification cycle(excluding ATM processed transactions), 2) Have at least one automatic payment or direct deposit post and settle per monthly qualification cycle, 3) Receive your account statement electronically (e-statements). +Blended yield may range from 1.26% to 0.20% APY