Predict. Manage. Control.

There is a Bank of the Pacific Business Checking account designed to meet your business payment needs.  In addition to an account structure that fits, you have access to a wide range of online and mobile services to assist you in the efficient and cost effective management of your working capital.

The table below shows a comparison of our checking account offerings to help you find the the account that fits your needs best!

Business Checking Accounts At A Glance
Account Features Essential Business Checking Small Business Checking Business Checking Business
Interest
Checking
Community Checking
Recommended for: Best suited for Sole Proprietors and Start-ups with very limited account activity and lower account balances. Best suited for small to mid-sized businesses with moderate balances and transaction activity needs. Best suited for established businesses with moderate balances, higher transaction activity and increasing Treasury Management needs. Best suited for established businesses with higher balances, moderate to high transaction activity, and a desire to earn interest on funds held for deposit. Specifically designed for IRS Tax Exempt, Non-Profit Organizations, Local Clubs and Associations.
Minimum Opening Deposit $100 $100 $100 $100 $100
Monthly Service Charge $5 $15 $20 $25 $0
Minimum Balance OR Average Balance Required to Avoid Monthly Service Charge $500 Minimum or $2500 Average Daily $2500 Minimum or $10,000 Average Daily $10,000 Minimum or $20,000 Average Daily $25, 000 Minimum or $50,000 Average Daily $0 Minimum or $0 Average Daily

Monthly Transaction Limit

 

50 Items* 250 Items* 500 Items* 500 Items* 250 Items*
Earns Interest N/A N/A N/A Tiered Interest, $1000 minimum daily balance to obtain disclosed annual percentage yield. N/A
Standard Benefits Included
  • Multi-user Business Online Banking
  • Mobile Check Deposit
  • eStatements
  • VISA Business Debit Card
  • Multi-user Business Online Banking
  • Mobile Check Deposit
  • eStatements
  • VISA Business Debit Card
  • Multi-user Business Online Banking
  • Mobile Check Deposit
  • eStatements
  • VISA Business Debit Card
  • Multi-user Business Online Banking
  • Mobile Check Deposit
  • eStatements
  • VISA Business Debit Card
  • Multi-user Business Online Banking
  • Mobile Check Deposit
  • eStatements
  • VISA Business Debit Card

*  All business checking account transactions include checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, debit card point of sale and ATM transactions.
    Transactions exceeding the limits shown above will carry a charge of $.35 per transaction regardless of account balances.  All business checking accounts offer Free Online Banking and eStatements which include check images.  Mailed paper statements are available at a cost of $3.00 per statement.