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Essential Business Checking

Just the bare essentials, best suited for sole proprietors and start-ups with very limited activity and basic business banking needs.

● $100.00 minimum opening deposit
● $5.00 monthly service charge
● Minimum Balance To Avoid Monthly Service Charge = $500.00 OR $2,500.00 Average Daily Balance
● $.35 per transaction over 50 per statement period

Statements are provided electronically with this account at no charge.  A monthly charge of $3.00 will be assessed if you choose to receive a paper statement.

Note: All business checking account transactions include checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.

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Small Business Checking

We take a consultative approach to customize our products and services to meet your business needs. We'll help you choose the account that meets your current needs and still has room to grow.  

This account type is best suited for small to mid-size businesses with lower monthly deposits and activity.

● $100.00 minimum opening deposit
● $15.00 monthly service charge balance requirement fee if Daily balance falls below $2,500.00 (fee will be waived if Average Daily Balance does not fall below $10,000.00) 
● $.35 per transaction over 250 per statement period

Statements are provided electronically with this account at no charge.  A monthly charge of $3.00 will be assessed if you choose to receive a paper statement.

Note: All business checking account transactions include checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.

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Business Checking

Our Business Checking Account is perfect for the growing business with moderate activity.

● $100.00 minimum opening deposit
● $20.00 monthly service charge balance requirement fee if daily balance falls below $10,000.00 (fee will be waived if Average Daily Balance does not fall below $20,000.00)
● $.35 per transaction over 500 per statement period

Statements are provided electronically with this account at no charge.  A monthly charge of $3.00 will be assessed if you choose to receive a paper statement.

Note: All business checking account transactions include checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.

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Business Interest Checking

Business Interest Checking is available to Corporations, sole proprietors and non-profit organizations with modest to moderate activity.

● $100.00 minimum opening deposit
● $25.00 monthly service charge balance requirement fee if daily balance falls below $25,000.00 (fee will be waived if the Average Daily Balance does not fall below $50,000.00).
● $.35 per transaction over 500 per statement period
● $1,000.00 minimum daily balance to obtain disclosed annual percentage yield. Click here for Current Rates 

Statements are provided electronically with this account at no charge.  A monthly charge of $3.00 will be assessed if you choose to receive a paper statement.

Note: All business checking account transactions include checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.

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Commercial Checking/Analyzed Account

The Analyzed Business account is designed to meet the needs of our large volume commercial business accounts that anticipate depositing and writing a large number of checks per month, as well as, buying and selling coin and currency. The Analyzed Business account receives an earnings credit to offset some or all of the monthly service charge based on the average investable balance in the account. The service charge is based on the volume of activity during the statement cycle.

● $15.00 monthly maintenance fee
● $0.15 per check paid
● $0.50 per deposit posted
● $0.10 per on-us item deposited
● $0.12 per other item deposited
● $0.10 per ACH debit or credit posted
● $0.10 per $100.00 cash deposited
● $0.10 per $100.00 cash purchased
● $0.10 per roll coin purchased
● $10.00 per deposited item returned
● Earnings allowance may offset some or all of the above fees

Voluteer

Community Checking

This checking account is specifically designed and priced for Non-Profits and Organizations.

● $100.00 minimum opening deposit
● $.35 per transaction over 250 per statement period

Statements are provided electronically with this account at no charge.  A monthly charge of $3.00 will be assessed if you choose to receive a paper statement.

Note: All business checking account transactions include checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.