Business Account Fee Schedule    
 

THE ANALYZED BUSINESS ACCOUNT  
Click HERE for a printable version.

Monthly maintenance fee                                $15.00
Per check paid                                                 $0.15
Per deposit posted                                           $0.50
On-us item deposited                                       $0.10
Other item deposited                                       $0.12
Per ACH debit or credit posted                        $0.10
Per $100 cash deposited                                 $0.10
Per $100 cash purchased                                $0.10
Per roll of coin purchased                                $0.10

Funds advanced – Uncollected Charges            Prime Rate + 4.0%
Funds Advanced – Overdraft Charges               Prime Rate + 4.0%

Earning allowance may offset some or all of the above fees.
(91 Day US Treasury Bill Rate minus 25 bps)
 

BUSINESS ONLINE BANKING

Business Online Banking                                    FREE
Monthly Business Web Bill Pay Fee                    $6.00
  (Includes 10 payments, then $.75/payment thereafter)

Business Online Cash Management - Monthly fee based on individual services

ACH ORIGINATION

Implementation Fee                                            $100.00
Monthly Maintenance Fee                                  $35.00
Transmission Fee (Per file)                                $3.00
      Each ACH Debit or Credit in file                   $0.08
ACH Return/Exception Fee                                $7.50
ACH Network Fee (unauthorized return)            $10.00
ACH Reversal                                                     Price Varies
ACH Single Payment Fee                                   $2.00
ACH Single Collection Fee                                 $3.00  
 

POSITIVE PAY                                   Checks    ACH
Implementation Fee                             $75.00    $75.00
Monthly Maintenance Fee                   $50.00    $25.00
Additional Account Fee                        $25.00    $25.00
Exception Item Fee                              $7.50      $7.50
 

REMOTE CHECK DEPOSIT

Implementation Fee (per scanner)                      $100.00
Monthly Maintenance Fee (per scanner)
               Multi-Feed Scanner                              $75.00
               Single-Feed Scanner                            $40.00

Per Check Deposited
On-us Item                                                           $0.10
Other Item                                                            $0.12
 

TARGET OR ZERO BALANCE ACCOUNT

Target or Zero Balance Account (Primary)           $35.00
Target or Zero Balance Account (Subsidiary)       $10.00

ELECTRONIC DATA INTERCHANGE (EDI)

First email distribution                                         $20.00
Each additional email distribution                        $10.00

EXCHANGE FEES

Cashier’s Checks                                  $5.00 each (Plus $1.00 to mail)
Money Orders                                                    $4.00 each


ATM FEES

Use of Bank of the Pacific’s A TMs                     FREE
Non-Bank of the Pacific AT M Withdrawals        $2.00 each
Non-Bank of the Pacific Inquiries                        $1.00 each
Non-Bank of the Pacific Transfers                      $1.00 each

Replacement for lost ATM/VISA Check Card     $5.00

VISA Check Card International Service Assessment Fee - 2% of transaction amount


OTHER SERVICES

Merchant Bankcard Services                              Price Varies

Wire Transfers:

Incoming (includes notification)                          $20.00 per wire
Outgoing (Branch)                                              $35.00 per wire
Outgoing (Online)                                               $20.00 per wire
International                                                        $40.00 per wire

Collection of Drafts, Checks and Coupons
    
Incoming and Outgoing                                 $20.00 per collection

Dormant Fees                                                     $10.00 per month


OTHER BUSINESS ACCOUNT SERVICES & FEES

Special Order Statements                                   $3.25 per statement
Stop Payments and Renewals                            $32.00 per item
Online Stop Payments and Renewals                $27.00 per item
Account Research and Reconciliation                $40.00 per hour
Excess transaction fee                                        $10.00 per item/transaction
   (Savings and MMA)
Overdraft transfer fee*                                         $10.00 per transfer
 (Transfer from either a deposit account or a Commercial Line of Credit)
NSF (Return Item) Fee*                                      $32.00 per transaction
Overdraft Fee*                                                     $32.00 per transaction
Maximum Overdraft/NSF Fee*                            $384.00 per day
Returned Deposited Item Fee                             $10.00
Levies, Attachments, Executions and Liens        $75.00 each
Account Closed Within 90 Days of Opening       $50.00
Receive monthly paper Statement                      $3.00/month
  (No charge for e-Statement/ No charge for quarterly Savings account paper statement)
Returned Mail Fee                                              $5.00
Telephone Transfer: Branch Assisted                $3.50 per transfer
Night Depository                                                 FREE
Deposit Bag (Locked)                                         $30.00
Deposit Bag (Zipped)                                          $7.50
Check Printing                                     Price varies depending on style
Safe Deposit Box                                 Price varies depending on size

*Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal or other electronic means.