Small Business and SBA Loans

Take advantage of 50 years of local business loan experience. Now you can apply for your small business loan online!

Application ApprovedBank of the Pacific has been lending to local businesses and farms for more than 50 years. We know our local markets—and our customers—personally.

Over 75% of our commercial credit decisions are made by local staff, in the market in which they originate. Even the largest transactions only require one approval authority beyond a local office.

We take the time to talk to you, know your business, and get you the financing you need—                                                                                                           without running it back to a corporate office somewhere                                                                         out of state.

SBA          Commercial Real Estate        Commercial Vehicles      Equipment           Lines of Credit
                                          Apply Now

Business Loans

Business Lending normally encompasses loans $250,000 or less.row of delivery vans - vehicle and equipment loans.

Your Business Lending Team members work with you to build a complete banking relationship. We offer a seamless integration between Retail, Business Capital and Business Real Estate loan products and Bank of the Pacific is a designated SBA Lender to help you gain access to more loan options.

  • Inventory and Equipment
  •  Working Capital Lines of Credit
  • Commercial Office Build-outs
  • SBA Guaranteed Loans
  • Business VISA
  • Merchant Services
  • Cash Management/Treasury Management

Find a Business Lender near you  

Or Click on an Office Location from the list to the right


Business Visa

Close up image of credit card chip.The Business Visa card is a great tool for keeping business purchases separate from personal spending.


Advantages of using a VISA Business Card include: 
  •  Earn one point for every net dollar spent
  •  All accrued points are redeemable for items such as brand-named merchandise, airline tickets, hotel accommodations, car rentals, cruises and other vacation packages
  • Travel rewards available without any blackout dates
  • No annual cap on points earned
  • EMV Chip Technology
  • Company name listed on each card
  • Set spending and cash withdrawal limits on each card
  • Obtain cash at thousands of ATMs
  • Cardholder Inquiry Service
  • Lost/Stolen Card Reporting
  • 24/7 Customer service 1-800-437-9392
  • 24/7 Online access to account management at
  • No Cost Travel accident insurance
  • Travel & Emergency Services
  • Prime Package includes $1,000.00 Identity Theft Reimbursement Insurance and Pharmacy Discounts  on prescriptions.


Using a card can be particularly valuable at tax time as all purchases are itemized on your monthly business checking account statement and available to view online.

Man and Woman business partners. SBA, Business loans, Commercial Loans