Whatcom and Skagit Lenders
Lending to Businesses in Whatcom and Skagit Counties
For the last 50 years, we’ve focused on helping our customers succeed. We’re committed to taking the time for your business, whether that means making a banking house call, opening an account in record time, or committing to decision-making that is fast, flexible, and designed around your circumstances.
We’re here to stay, and here to help.
Our Commercial Lending team members will happily help you with all your banking needs, from treasury management to your lending needs: credit lines, equipment, inventory, commercial real estate, and SBA guarantee programs.
Meet Our Lenders!
Reach out, say hello, and let us know how we can help. Give one of us a call or use the Contact form at the left to set up a meeting or call back.

Jay Johnston
VP, Commercial Banking Officer - Whatcom County
P: 360.756.9178 ext. 3026
JJohnston@BankofthePacific.com
Jay is a Commercial Lender specializing in business and commercial loans with a focus on manufacturing, professional services, and construction. He enjoys assisting clients in finding solutions to challenging financing problems that comes with fast growth or early stage companies.

Scott Reid
VP, Commercial Banking Officer - Whatcom County
P: 360.756.9171
SReid@BankofthePacific.com
Scott is a Commercial Real Estate Construction Specialist and is experienced with all sizes of RE construction.

Scott DeGraw
VP, Commercial Banking Officer - Skagit County
P: 360.757.1618 ext. 3119
C: 360.941.1320
SDeGraw@BankofthePacific.com
In addition to being an experienced commercial lender, Scott specializes in Agriculture Business Lending.

Mark Spaulding
VP, Commercial Banking Officer- Whatcom County
P: 360.756.9063
MSpaulding@BankofthePacific.com
Mark is an experienced C&I lender specializing in asset based commercial lines of credit, manufacturing, and professional service groups. He also has a strong background in commercial real estate.
Erik Willert
VP, Commercial Banking Officer- Whatcom County
P: 360.756.9173
EWillert@BankofthePacific.com
Erik has over 16 years of experience in a variety of finance disciplines including corporate financial planning and analysis (FP&A) budget and action plan development, equipment finance and commercial lending which provides a unique perspective to his clients.
Treasury Management Services
Brian Borghorst
VP / Manager, Treasury Services
P: 360.756.9067
C: 360.739.8552
BBorghorst@BankofthePacific.com
Brian would like to help you take advantage of a wide range of personal and electronic services to allow your business to achieve efficient and cost effective management of working capital. Whether it's Merchant Services, ACH Administration, Remote Deposit Capture, Sweeps or Wire Transfers, Brian will help you customize our electronic banking services to meet your specific deposit and payment transaction needs.