Commercial and Industrial Loans

Local lenders.  Local decision makers.

two people looking at a laptop with graphs on the screen.

Bank of the Pacific has been lending to local businesses and farms for more than 50 years. We know our local markets—and our customers—personally.

Over 75% of our commercial credit decisions are made by local staff, in the market in which they originate. Even the largest transactions only require one approval authority beyond a local office.

We take the time to talk to you, know your business, and get you the financing you need—without running it                                                                         back to a corporate office somewhere out of state.

Commercial and Industrial loans are available with a wide variety of structures and terms.  Loans of this type are typically greater than $250,000.00 in size and comprise of: 

  • Inventory, Equipment and Working    Yellow forklift
    Capital loans
 
  • Industrial revenue and municipal bond funding
     
  • Various government assisted financing programs including SBA 7A guarantee and 504 programs, and those of the USDA, Farm Service Agency, and the Export Finance Assistance Center of Washington

 

Rate options include various traditionally-indexed rates, both floating and fixed, and also interest rate swaps that enable us to fix real estate loans for periods of up to 30 years.


Our Lenders are happy to assist with Forecasting and historical financial review on an ongoing basis. 

Find your local Commercial lender  HERE or click an office link in the column at the right.

Woman in front of computer