50 Years and Counting of Local Business Loan Experience

We take the time to talk to you, know your business, and get you the financing you need, without running it back to a corporate office somewhere. In fact, over 75% of our commercial credit decisions are made by local staff, in the market in which they originate. Even the largest transactions only require one approval authority beyond a local office.

We specialize in:

  • SBA loans.
  • commercial real estate.
  • commercial vehicle loans.
  • equipment loans.
  • business lines of credit.

Business Loans

Business Lending normally encompasses loans of $250,000 or less. Your business lending team members work with you to build a complete banking relationship. We offer a seamless integration between retail, business capital, and business real estate loan products. Bank of the Pacific is a designated SBA Lender, and can help you gain access to more loan options, including:

  • working capital lines of credit.
  • commercial office build-outs.
  • SBA guaranteed loans.
  • VISA Business cards.
  • merchant services.
  • cash management and treasury management services.

Find a Business Lender near you

Business VISA®

The VISA® Business card is a great tool for keeping business purchases separate from personal spending. Using a card can be particularly valuable during tax season, as all purchases are itemized on your monthly business checking account statement and available to view online. Other advantages of using a VISA® Business card:

  • Earn one point for every net dollar spent.
  • All accrued points are redeemable for items such as brand-named merchandise, airline tickets, hotel accommodations, car rentals, cruises and other vacation packages.
  • Travel rewards available without any blackout dates.
  • No annual cap on points earned.
  • EMV chip technology.
  • Company name listed on each card.
  • Set spending and cash withdrawal limits on each card.
  • Obtain cash at thousands of ATMs.
  • Cardholder inquiry service.
  • Lost/stolen card reporting.
  • 24/7 Customer service.
  • 24/7 Online access to account management at mycardstatement.com.
  • No cost travel accident insurance.
  • Travel and emergency services.
  • Prime Package includes $1,000 identity theft reimbursement insurance and pharmacy discounts on prescriptions.