eSSENTIAL Checking

eSSENTIAL Checking offers you a personal payment system with no monthly service fee.


  • Free Online and Mobile Banking
  • e-Statements
  • Primarily employs electronic features
  • Unlimited Debit Card use
  • You may still write checks
  • Use Bank of the Pacific ATMs at no charge
  • Free Mobile Deposits

This account is perfect for those that are comfortable with online and mobile technology. However, you may still write checks as needed!

Things to consider:

  • $100 minimum deposit to open account
  • Non-interest bearing
  • e-Statements are required
  • No monthly service fee when your account is actively enrolled in eStatements through Online Banking. (Otherwise, a $4.95 monthly service fee is assessed.)
  • Unlimited check writing

This account is eligible for minors, age 14-17, with a parent or guardian as co-owner.