With Pacific Checking, all of your Pen on a check.basic checking needs are covered!

This account includes:

  • VISA Debit Card
  • eStatements
  • Free Online Banking
  • Free Mobile Banking
  • Free Mobile Deposit
  • Unlimited Check Writing

Account Details:

  • Opening Deposit Amount:  $100.00
  • Monthly Service Fee:  $5.95  ($3.95 if you are 60+ years of age)
Monthly Service Fee may be waived if:  
  • Average Daily Balance of $500

  • OR Combined Average Daily Balance of $2,500AB

  • OR Transactions per Statement CycleC

  • OR Accept statements electronically (eStatements)

This account does not pay interest.

A- Eligible Deposit Accounts include Consumer Checking Accounts, Money Market Accounts, and Savings Accounts. Linked accounts must have a common direct owner.

B- Eligible loans include Consumer Installment loans, Personal Lines of Credit, Home Equity Loans/Lines of Credit, or Real Estate Loans not sold on the secondary market (Freddie Mac, FHA, VA, USDA and others).

C- Please note that transactions MUST post and settle to your account during the monthly statement cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account.