Choose Your Reward! 

Pacific Rewards Checking offers
either Cash Rewards or Rate Green Street sign that says Financial Rewards.Rewards!

Open Cash Rewards Account Online


Open Rate Rewards Account Online


This account includes:

  • VISA Debit Card
  • eStatements
  • Free Online Banking with Bill Pay
  • Free Mobile Banking
  • Free Mobile Deposits
  • Unlimited Check Writing
  • ATM Refunds1

You have your choice of Rewards:

  • $.10 Cash Back RewardsC for each Debit Card Purchase Transaction per monthly Qualification Cycle*
  • A special Reward Rate   (see  Rate Sheet for details)

Account Details:

  • Opening Deposit:  $100.00

  • Monthly Service Fee:  $7.95

Monthly Service Fee may be waived if:
  • Average Daily Balance of $1000

  • OR Combined Average Daily Balance of $5000.00A

  • OR 12 Debit Card Purchase Transactions post and settle per Statement Cycle
    AND  Accept statements electronically   (eStatements)
    AND  Have 1 ACH Transaction per statement cycleD

* "Monthly Qualification Cycle" means the current statement cycle which is defined as from the 1st of the month through the last day of the month.

1- If you have met your qualifications for the month, we will reimburse you up to $20 per monthly qualification cycle which will be credited to your account as follows: Domestic ATM surcharge fees (fees assessed at ATM's we do not own) will be reimbursed on the last day of your statement cycle. Internal ATM fees charged by Bank of the Pacific for use of ATM's we do not own will be reimbursed on the first business day of the month following your statement. International ATM surcharge fees will not be reimbursed.

A- Eligible Deposit Accounts include Consumer Checking Accounts, Money Market Accounts, and Savings Accounts. Linked accounts must have a common direct owner.

C- For tax purposes Cash Bank Rewards will be included on the annual 1099 INT notice to the IRS.  Cash Back Rewards will be credited to your account on the 1st business day of the month following your statement.

D- Please note that transactions MUST post and settle to your account during the monthly qualification cycle. They may not be in a pending state to qualify as one of the qualifications. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account.