Couple_Painting_Loans_DreamsThere are so many reasons to set money aside and Essential Savings is designed to meet your everyday savings needs.




  • Earns Interest
  • Easily set up automatic transfers from your Checking account
  • Use as overdraft protection for your Checking account

Click Here for current rates

Things to consider:

  • $25.00 minimum opening deposit
  • Interest compounded daily and credited quarterly
  • $250 minimum daily balance to obtain disclosed annual percentage yield
  • $4.95 quarterly service fee if average daily balance falls below $250

  • $1.00 excess transaction fee for each withdrawal or transfer in excess of nine (9) per calendar quarter


Limited to 6 transfers per month - You may make six (6) transfers from your account each four (4) week period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Interest rate and Annual Percentage Yield may change at Bank's discretion. If you close your account before interest is credited, you will not receive the accrued interest. An early account closure fee of $50.00 will be charged if the account closes within 90 days of opening.