It’s never too soon to learn the value of saving money and this account helps young people get off to a good start.



  • Only $25 needed to open account
  • No quarterly service fee
  • Earns interest
  • Easy to set up automatic transfers into this account from a Parent's account.

Click here for Current Rates 

Things to Consider:

  • Ages: 1 day to 17 years old qualify
  • $25.00 Minimum opening deposit
  • Interest compounded daily and credited quarterly
  • No minimum balance to obtain the disclosed annual percentage yield
  • No quarterly service fee
  • $1.00 excess transaction fee for each withdrawal in excess of nine per calendar quarter

Limited to 6 transfers per month - You may make six (6) transfers from your account each four (4) week period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.

Interest rate and Annual Percentage Yield may change at bank's discretion. If you close your account before interest is credited, you will not receive the accrued interest. An early account closure fee of $50.00 will be charged if the account closes within 90 days of opening.