With Pacific Checking, All Your Basic Checking Needs are Covered

This account includes:

  • a VISA® debit card.

  • eStatements.

  • free online banking with Bill Pay.

  • free mobile banking.

  • free mobile deposits.

  • unlimited check writing.

Account Details

  • Opening deposit: $100.

  • Monthly service fee: $5.95 ($3.95 if you are 60+ years of age).

Monthly service fee may be waived if:

  • you maintain a minimum daily balance of $500 per statement cycle*
    OR have 12 debit card purchase transactionsE per statement cycle*
    OR accept statements electronically (eStatements).

This account does not pay interest. Open a Pacific Checking Account online, or visit your local branch and speak with a customer service representative. Find a location near you.


   * Statement Cycle means the current monthly statement cycle, which is defined as from the first (1st) day of the month through the last day of the month.
   E. Please note that transactions MUST post and settle to your account during the monthly statement cycle, and may not be in a pending state. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. ATM processed transactions do not count as qualifying debit card transactions for purposes of earning cash rewards, higher reward interest rates, and refunds of ATM fees.