Cybersecurity Is Everyone's Responsibility

Verizon reports 22% of people who receive a phishing email (appears to be from a trustworthy entity) will open it and 11% will click on the malicious links embedded in the email. Hacking your systems is really just a numbers game for the bad guys so keep educating your staff on this – it only takes one. 

ICBA and Bank of the Pacific offer the following tips to help consumers safeguard their online accounts:

  • When sending sensitive information via the Internet, make sure “https:” appears in the address bar. This  means the information you are transmitting is encrypted.

  • Ensure the wireless network you use is password-protected, and choose a strong password and update it frequently for your work and home wireless networks. Likewise, always use a passcode on your mobile phone or tablet to stop an unauthorized user from accessing your device.

  • Don’t enter sensitive information into your phone when others can see what you’re entering.

  • Set the privacy settings on frequented social network sites. Cybercriminals often learn about people and their families and friends via social media in an attempt to spoof or phish you and your network.

  • Remain cautious of someone who isn’t who they say they are or if the name and area don’t match what appears on caller ID. This is often how spoofing occurs.

  • Never respond to text messages, emails or phone calls from companies alleging to be your bank, government officials or business representatives that request your banking ID, account numbers, user name or password.

  • Similarly, don’t click on links sent to you from unknown sources via text message because they are likely malware.

  • Beware of “get rich quick” schemes; never voluntarily give out your bank account information or security credentials.

“Community banks like Bank of the Pacific often serve as the first line of defense in ensuring their customers’ financial information is not being used improperly. These banks have established protocols to protect customers’ financial information from data breaches.”