Essential Business Checking
Our Basic Business Checking is best suited for sole proprietors and start-ups with limited activity and basic business banking needs.
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$100 minimum opening deposit
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$5 monthly service charge
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$500 minimum balance requirement during the statement cycle* to avoid monthly service charge
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$0.40 per transaction over 50 during the statement cycle*
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Cash deposit processing fee of $0.20 per $100 after $5,000 cash deposit during the statement cycle*
Statements are provided electronically with this account at no charge. A monthly charge of $3 will be assessed if you choose to receive a paper statement.
Business checking account transactions include: checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.
* Statement Cycle means the current monthly statement cycle, which is defined as from the first (1st) day of the month through the last day of the month.
Small Business Checking
Our Small Business Checking is best suited for small- to mid-sized businesses with moderate balances and transaction activity needs.
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$100 minimum opening deposit
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$15 monthly service charge
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$2,500 minimum balance requirement during the statement cycle* to avoid monthly service charge
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$0.40 per transaction over 250 during the statement cycle*
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Cash deposit processing fee of $0.20 per $100 after $10,000 cash deposit during the statement cycle*
Statements are provided electronically with this account at no charge. A monthly charge of $3 will be assessed if you choose to receive a paper statement.
Business checking account transactions include: checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.
* Statement Cycle means the current monthly statement cycle, which is defined as from the first (1st) day of the month through the last day of the month.
Business Checking
Our regular Business Checking option is perfect for the growing business with moderate balances, higher transaction activity, and increasing treasury management needs.
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$100 minimum opening deposit
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$25 monthly service charge
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$10,000 minimum balance requirement during the statement cycle* to avoid monthly service charge
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$0.40 per transaction over 500 during the statement cycle*
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Cash deposit processing fee of $0.20 per $100 after $20,000 cash deposit during the statement cycle*
Statements are provided electronically with this account at no charge. A monthly charge of $3 will be assessed if you choose to receive a paper statement.
Business checking account transactions include: checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.
* Statement Cycle means the current monthly statement cycle, which is defined as from the first (1st) day of the month through the last day of the month.
Business Interest Checking
Earn interest on your business checking account balances. Business Interest Checking is best suited for established businesses with higher balances, moderate to high transaction activity, and a desire to earn interest on funds held for deposit.
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$100 minimum opening deposit
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$25 monthly service charge
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$25,000 minimum balance requirement during the statement cycle* to avoid monthly service charge OR $50,000 average daily balance
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$0.40 per transaction over 500 during the statement cycle*
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$1,000 minimum daily balance to obtain disclosed annual percentage yield. Check here for current rates.
Statements are provided electronically with this account at no charge. A monthly charge of $3 will be assessed if you choose to receive a paper statement.
Business checking account transactions include: checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.
* Statement Cycle means the current monthly statement cycle, which is defined as from the first (1st) day of the month through the last day of the month.
Commercial Checking/Analyzed Account
The Analyzed Business Account is designed to meet the needs of our large volume commercial business accounts that anticipate depositing and writing a large number of checks per month, as well as buying and selling coin and currency. The Analyzed Business account receives an earnings credit to offset some or all of the monthly service charge based on the average investable balance in the account. The service charge is based on the volume of activity during the statement cycle.
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$20 monthly maintenance fee
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$0.18 per check paid
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$0.75 per deposit posted
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$0.13 per on-us item deposited
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$0.13 per other item deposited
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$0.15 per ACH debit or credit posted
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$0.20 per $100 cash deposited
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$0.10 per $100 cash purchased
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$0.13 POS per item fee
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$0.10 per roll coin purchased
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$10 per deposited item returned
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Earnings allowance may offset some or all of the above fees
Community Checking
Our Community Checking option is specifically designed for IRS tax-exempt, non-profit organizations, clubs and associations.
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$100 minimum opening deposit
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$0.35 per transaction over 250 during the statement cycle*
Statements are provided electronically with this account at no charge. A monthly charge of $3 will be assessed if you choose to receive a paper statement.
Business checking account transactions include: checks paid, deposits posted, checks deposited, ACH debits/credits, online banking transfers, and debit card point of sale and ATM transactions.
* Statement Cycle means the current monthly statement cycle, which is defined as from the first (1st) day of the month through the last day of the month.