Business VISA® Cards
Earn rewards, gain control, and grow your business.
Empower Your Business Spending with the Right Credit Card
We offer a suite of Business VISA® card options designed to align with your company’s unique needs. Whether you’re focused on maximizing rewards, managing employee expenses, or streamlining your accounting, our cards provide the tools and flexibility to help your business thrive.
Key Account Details:
- EMV Chip Technology—Enhanced security for every transaction
- 24/7 Customer Service—Assistance whenever you need it
- Consolidated Billing—Simplify expense tracking with unified statements
- Travel and Emergency Services—Support when you’re on the move
- Online Account Management—Monitor and control your account on our card management platform
Compare Your Options
To help you choose the best card for your business, here’s a comparison of our Business Visa® card offerings.
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EMV Chip Technology
EMV Chip Technology
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24/7 Customer Service
24/7 Customer Service
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Consolidated Billing
Consolidated Billing
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No Cost Travel Accident Insurance
No Cost Travel Accident Insurance
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Travel and Emergency Services
Travel and Emergency Services
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Travel Awards (No Blackout Dates)
Travel Awards (No Blackout Dates)
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Earn Rewards (1 Point per $1 Spent)
Earn Rewards (1 Point per $1 Spent)
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Cash Back Rewards (1%)
Cash Back Rewards (1%)
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EZ Business Admin Platform
EZ Business Admin Platform
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Employee Cards at No Additional Cost
Employee Cards at No Additional Cost
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Manage Card Authorization Filters
Manage Card Authorization Filters
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Set Spending & Cash Advance Limits
Set Spending & Cash Advance Limits
Pacific Business Advantage
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EMV Chip Technology
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24/7 Customer Service
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Consolidated Billing
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No Cost Travel Accident Insurance
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Travel and Emergency Services
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Travel Awards (No Blackout Dates)
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Earn Rewards (1 Point per $1 Spent)
-
Cash Back Rewards (1%)
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EZ Business Admin Platform
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Employee Cards at No Additional Cost
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Manage Card Authorization Filters
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Set Spending & Cash Advance Limits
Pacific Business Rewards
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EMV Chip Technology
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24/7 Customer Service
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Consolidated Billing
-
No Cost Travel Accident Insurance
-
Travel and Emergency Services
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Travel Awards (No Blackout Dates)
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Earn Rewards (1 Point per $1 Spent)
-
Cash Back Rewards (1%)
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EZ Business Admin Platform
-
Employee Cards at No Additional Cost
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Manage Card Authorization Filters
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Set Spending & Cash Advance Limits
Pacific Business Premier
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EMV Chip Technology
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24/7 Customer Service
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Consolidated Billing
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No Cost Travel Accident Insurance
-
Travel and Emergency Services
-
Travel Awards (No Blackout Dates)
-
Earn Rewards (1 Point per $1 Spent)
-
Cash Back Rewards (1%)
-
EZ Business Admin Platform
-
Employee Cards at No Additional Cost
-
Manage Card Authorization Filters
-
Set Spending & Cash Advance Limits
Rates & Fees Overview
|
Fees |
Pacific Business Advantage |
Pacific Business Rewards |
Pacific Business Premier |
|---|---|---|---|
|
¹ The Business Rewards annual fee of $30 is assessed per card. This fee is waived for the first year. |
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|
Fees APR for Purchases, Cash Advances, and Balance Transfers |
Pacific Business Advantage 13.00% |
Pacific Business Rewards 12.00% |
Pacific Business Premier Prime + 8% |
|
Fees Grace Period |
Pacific Business Advantage 25 days |
Pacific Business Rewards 25 days |
Pacific Business Premier 25 days |
|
Fees Annual Membership Fee |
Pacific Business Advantage None |
Pacific Business Rewards $30¹ |
Pacific Business Premier $150² (waived first year) |
|
Fees Late Payment Fee |
Pacific Business Advantage $15 (balance < $200) / $25 (balance ≥ $200) |
Pacific Business Rewards $15 (balance < $200) / $25 (balance ≥ $200) |
Pacific Business Premier $30 |
|
Fees Cash Advance Fee |
Pacific Business Advantage 4% of amount advanced ($5 min, $50 max) |
Pacific Business Rewards 4% of amount advanced ($5 min, $50 max) |
Pacific Business Premier 4% of amount advanced ($5 min, $50 max) |
Ready to Elevate Your Business Spending?
Connect with a Commercial Banker to find the card that best fits your business needs.
Disclosures
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1The Business Rewards annual fee of $30 is assessed per card. This fee is waived for the first year.
2Annual fee can be waived for a subsequent year if the total annual retail purchases for the account during the preceding year equal or exceed $300,000.