Home Equity Line of Credit (HELOC)
A built-in nest egg, backed by your home.
Cover Anything from Renovations to Rainy Days
Tap into your home’s equity with a HELOC. Use what you need, when you need it. Perfect for ongoing expenses or unexpected costs.
On-Demand Access
Draw from your credit line anytime—online, by check, or at a local branch.
Only Pay for What You Use
Interest applies to only the amount you borrow, not your full limit.
Reusable Credit
Pay it down and use it again. No need to reapply.
For Planned or Surprise Expenses
Ideal for home improvements, education, travel, or emergency funds.
How It Works
- Apply once to get approved for a credit limit based on your home’s equity.
- Use funds as needed over the draw period (usually 5-10 years).
- Make flexible payments, either interest-only or more, depending on your goals.
Apply for a HELOC
Visit your local branch to apply or contact us to learn more.