Home Equity Loan
Put your home’s value to work.
Take Advantage of Your Home’s Equity–On Your Terms
A Home Equity Loan is a smart way to finance life’s bigger moments. Whether you’re upgrading your space, covering college costs, or consolidating high-interest debt, you’ll get a lump sum with a fixed interest rate and predictable monthly payments.
Fixed Interest Rates
Lock in a rate that won’t change over the life of the loan.
Flexible Terms
Choose a payment plan that fits your budget and goals.
No Prepayment Penalties
Pay off your loan early without extra fees.
Flexible Use
Great for home projects, education, travel, weddings, or debt consolidation.
Longer Terms Available
In some cases, extended terms may help lower your monthly payment.
Potential Tax Benefits
Interest may be tax-deductible. Check with your tax advisor to learn more.
How It Works
- To apply, visit your local Bank of the Pacific branch.
- Borrow a one-time lump sum based on the value of your home and borrowing needs.
- Repay over time with fixed monthly payments.
Apply for a Home Equity Loan
Stop by your local Bank of the Pacific branch and we’ll help you get started.
Disclosures
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All loans are subject to credit approval. Certain fees and restrictions may apply. NMLS #417480.