Checking Accounts
Flexible, feature-rich and convenient options.
Designed With One Thing in Mind: You
We offer flexible account options for all needs and lifestyles, backed by excellent customer service and convenient ATM access.
Which Suits You Best?
Compare Our Checking Accounts
All checking accounts come with a VISA® debit card, free online and mobile banking with Bill Pay, free mobile deposits, and unlimited check writing.
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ATM RefundsB
ATM RefundsB
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Specialty Style Bank of the Pacific Checks
Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
Earn Tiered-Rate Interest
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Opening Deposit
Opening Deposit
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Monthly Service Fee**
Monthly Service Fee**
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Interest Bearing
Interest Bearing
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$100
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Monthly Service Fee**
$5.95 ($3.95 if 60+)
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Interest Bearing
No
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$100
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Monthly Service Fee**
$7.95
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Interest Bearing
Rate or Cash RewardsCD
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$1,000
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Monthly Service Fee**
$35
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Interest Bearing
Tiered Interest
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$50
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Monthly Service Fee**
$10
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Interest Bearing
No
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Checking Account Rates
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Account Type |
Minimum Opening Deposit |
Minimum Daily Balance to Earn APY* |
Interest Rate |
APY* |
|---|---|---|---|---|
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Rates are current as of today’s date. Rates are subject to change. |
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Account Type Pacific Premier Checking Balances Through $49,999.99 |
Minimum Opening Deposit $1,000.00 |
Minimum Daily Balance to Earn APY* N/A |
Interest Rate 0.04% |
APY* 0.04% |
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Account Type Pacific Premier Checking Balances $50,000.00 – $99,999.99 |
Minimum Opening Deposit $1,000.00 |
Minimum Daily Balance to Earn APY* $50,000.00 |
Interest Rate 0.05% |
APY* 0.05% |
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Account Type Pacific Premier Checking Balances $100,000.00 – $249,999.99 |
Minimum Opening Deposit $1,000.00 |
Minimum Daily Balance to Earn APY* $100,000.00 |
Interest Rate 0.06% |
APY* 0.06% |
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Account Type Pacific Premier Checking Balances over $249,999.99 |
Minimum Opening Deposit $1,000.00 |
Minimum Daily Balance to Earn APY* $250,000.00 |
Interest Rate 0.09% |
APY* 0.09% |
Disclosures
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* Statement Cycle means the current monthly statement cycle, which is defined as from the first (1st) day of the month through the last day of the month.
** See individual account details for information on fee waiver requirements.
B. If you have met your qualifications for the month, we will reimburse you up to $20 in ATM fees per monthly statement cycle, which will be credited to your account as follows:
• Domestic ATM surcharge fees (fees assessed at ATMs we do not own) will be reimbursed on the last day of your statement cycle.
• Internal ATM fees charged by Bank of the Pacific for use of ATMs we do not own will be reimbursed on the first business day of the month following your statement.
• International ATM surcharge fees will not be reimbursed.
C. To qualify for rewards and to receive reimbursement on your ATM fee surcharges, you must perform the following during the monthly statement cycle:
• Have twelve (12) debit card purchases post and settle.
• Have at least one (1) automatic payment (ACH) or direct deposit post and settle.
• Enroll to receive eStatements through Online Banking.
D. For tax purposes Cash Back Rewards will be included on the annual 1099 INT notice to the IRS. Cash Back Rewards will be credited to your account on the first (1st) business day of the month following your statement.