Pacific Checking
Covers all your basic checking needs.
Your Simple Checking Solution
Our standard checking account that covers all your basic needs.
Compare Our Checking Accounts
All checking accounts come with a VISA® debit card, free online and mobile banking with Bill Pay, free mobile deposits, and unlimited check writing.
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ATM RefundsB
ATM RefundsB
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Specialty Style Bank of the Pacific Checks
Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
Earn Tiered-Rate Interest
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Opening Deposit
Opening Deposit
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Monthly Service Fee**
Monthly Service Fee**
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Interest Bearing
Interest Bearing
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$100
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Monthly Service Fee**
$5.95 ($3.95 if 60+)
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Interest Bearing
No
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$100
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Monthly Service Fee**
$7.95
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Interest Bearing
Rate or Cash RewardsCD
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$1,000
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Monthly Service Fee**
$35
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Interest Bearing
Tiered Interest
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$50
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Monthly Service Fee**
$10
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Interest Bearing
No
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Switching to Bank of the Pacific is Easy
We strive to provide outstanding customer service to both our new and established customers, and can walk you through the process of moving over your accounts via direct deposit. Speak with a Customer Care Specialist to get started! To help the process along, download and fill out the Direct Deposit Enrollment Form prior to reaching out.
FAQs
Monthly service fee may be waived if you meet at least one of these requirements:
- You maintain a minimum daily balance of $500 per statement cycle*
- You have 12 debit card purchase transactionsE per statement cycle*
- You accept statements electronically (eStatements)
Not finding what you’re looking for? Contact us.
Disclosures
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* Statement Cycle means the current monthly statement cycle, which is defined as from the first (1st) day of the month through the last day of the month.
** Monthly Service fee may be waived if you maintain a minimum daily balance of $500 per statement cycle OR have 12 debit card purchase transactions per statement cycle OR accept statements electronically (eStatements).
B. If you have met your qualifications for the month, we will reimburse you up to $20 in ATM fees per monthly statement cycle, which will be credited to your account as follows:
• Domestic ATM surcharge fees (fees assessed at ATMs we do not own) will be reimbursed on the last day of your statement cycle.
• Internal ATM fees charged by Bank of the Pacific for use of ATMs we do not own will be reimbursed on the first business day of the month following your statement.
• International ATM surcharge fees will not be reimbursed.
C. To qualify for rewards and to receive reimbursement on your ATM fee surcharges, you must perform the following during the monthly statement cycle:
• Have twelve (12) debit card purchases post and settle.
• Have at least one (1) automatic payment (ACH) or direct deposit post and settle.
• Enroll to receive eStatements through Online Banking.
D. For tax purposes Cash Back Rewards will be included on the annual 1099 INT notice to the IRS. Cash Back Rewards will be credited to your account on the first (1st) business day of the month following your statement.
E. Please note that transactions MUST post and settle to your account during the monthly statement cycle, and may not be in a pending state. Transactions may take one or more banking days from the date the transaction was made to post and settle to an account. ATM processed transactions do not count as qualifying debit card transactions for purposes of earning cash rewards, higher reward interest rates, and refunds of ATM fees.