Credit Cards & Loans
Auto & Recreational Vehicle Loans

Auto & Recreational Vehicle Loans

Get out there and live your best life.

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Auto Financing to Fit Your Lifestyle

New and used auto, motorcycle, boat, and RV financing is available with rates and terms to fit most budgets.

Competitive Rates

Affordable loans with rates that work for your budget.

Lower Rates for Good Credit

Good or great credit? Get rewarded with even better rates.

Flexible Terms

Choose a repayment plan that works with your lifestyle and goals.

Today’s Rates

New & Used Auto Loans
Loan Type	APR^*Range	Collateral Description
Rates are current as of today’s date. Rates are subject to change. * APR means annual percentage rate. New/used auto rates reflect a .25% discount for auto pay from a Bank of the Pacific account. Credit score, loan terms, maximum and minimum loan amounts may affect rates. Used auto loan rates are affected by mileage. Marine vessel loans carry a $350 loan fee and a $35 document preparation fee. All other loans carry a $100 loan fee and a $35 document preparation fee. Taxes, Title, Registration and other fees may also apply. Please contact your local branch for rate information on other loan types. All loans subject to credit approval.
Loan Type New Auto Loan	APR^*Range 6.214% – 8.183%	Collateral Description Automobile for private use no more than 12 months old.
Loan Type Used Auto Loan	APR^*Range 6.766% – 11.527%	Collateral Description Automobile for private use no more than 15 years old and no more than 200,000 miles.

New & Used Recreational Vehicle (RV) Loans
Loan Type	APR Range^*	Collateral Description
Rates are current as of today’s date. Rates are subject to change. * APR means annual percentage rate. New/used auto rates reflect a .25% discount for auto pay from a Bank of the Pacific account. Credit score, loan terms, maximum and minimum loan amounts may affect rates. Used auto loan rates are affected by mileage. Marine vessel loans carry a $350 loan fee and a $35 document preparation fee. All other loans carry a $100 loan fee and a $35 document preparation fee. Taxes, Title, Registration and other fees may also apply. Please contact your local branch for rate information on other loan types. All loans subject to credit approval.
Loan Type New Recreational Vehicle (RV)	APR Range^* 7.717% – 8.615%	Collateral Description Either Motor Home or Camper Trailer. May not be used as Primary Residence.
Loan Type Used Recreational Vehicle (RV)	APR Range^* 8.772% – 9.367%	Collateral Description Either Motor Home or Camper Trailer. May not be used as Primary Residence.
Loan Type Consumer Boat Loan	APR Range^* 7.467% – 8.158%	Collateral Description A consumer boat loan is considered a ski boat or small lake type fishing boat that would be pulled out of the water and stored on a trailer – trailer and motors (if outboard) will be used as collateral as well.
Loan Type Consumer Marine Vessel Loan	APR Range^* 8.054% – 8.470%	Collateral Description Small yacht, sail boat or sport fishing boat. Private/Non-commercial use. May not be used as a Primary or Secondary residence.

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Disclosures

Credit score, loan terms, maximum and minimum loan amounts may affect rates. Used auto loan rates are affected by mileage. Unsecured and new/used auto rates reflect a .25% discount for auto pay from a Bank of the Pacific account.

Marine vessel loans carry a $350 loan fee and a $35 document preparation fee. All other loans carry a $100 loan fee and a $35 document preparation fee. Taxes, Title, Registration and other fees may also apply. Please contact your local branch for rate information on other loan types. All loans subject to credit approval.