Small Business Loans
Bank with people who know you and your business—personally.
50+ Years of Local Business Loan Experience
We take the time to talk to you, know your business, and get you the financing you need, without running it back to a corporate office somewhere. In fact, over 75% of our commercial credit decisions are made by local staff, in the market in which they originate. Even the largest transactions only require one approval authority beyond a local office.
We’ve Got You Covered
SBA Loans
Government-backed loans with favorable terms and competitive rates.
Business Loans
Customizable loans for a wide range of business needs, from expansion to inventory.
Business Visa® Cards
Credit solutions to help manage your day-to-day business expenses.
Commercial Real Estate
Financing for the purchase, refinance, or construction of commercial properties.
Commercial Vehicle Loans
Loans to help you purchase vehicles that are essential to your business operations.
Equipment Loans
Flexible financing for new or used equipment, machinery, and technology.
Business Lines of Credit
Revolving credit that gives you access to funds when you need them most.
Looking for a Business Loan?
Our Small Business Administration (SBA) options can accommodate loans of $500,000 or less.
Our business lending team members work with you to build a complete banking relationship. We offer a seamless integration between retail, business capital, and business real estate loan products. Bank of the Pacific is a designated SBA lender, and can help you gain access to more loan options, including:
- Working capital lines of credit
- Commercial office build-outs
- SBA guaranteed loans
- VISA Business cards
