Pacific Premier Checking
Get cash back and enjoy premium services.
Reward Yourself With a Tiered Interest Rate
Designed for those who carry higher balances and appreciate premium services. Enroll in eStatements to receive $0.10 Cash Back RewardsD for each debit card purchase transaction per statement cycle.*
Compare Our Checking Accounts
All checking accounts come with a VISA® debit card, free online and mobile banking with Bill Pay, free mobile deposits, and unlimited check writing.
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ATM RefundsB
ATM RefundsB
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Specialty Style Bank of the Pacific Checks
Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
Earn Tiered-Rate Interest
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Opening Deposit
Opening Deposit
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Monthly Service Fee**
Monthly Service Fee**
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Interest Bearing
Interest Bearing
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$100
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Monthly Service Fee**
$5.95 ($3.95 if 60+)
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Interest Bearing
No
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$100
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Monthly Service Fee**
$7.95
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Interest Bearing
Rate or Cash RewardsCD
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$1,000
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Monthly Service Fee**
$35
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Interest Bearing
Tiered Interest
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ATM RefundsB
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Specialty Style Bank of the Pacific Checks
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Earn Tiered-Rate Interest
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Opening Deposit
$50
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Monthly Service Fee**
$10
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Interest Bearing
No
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Pacific Premier Checking Rates
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Account Type |
Minimum Opening Deposit |
Minimum Daily Balance to Earn APY* |
Interest Rate |
APY* |
|---|---|---|---|---|
|
Rates are current as of today’s date. Rates are subject to change. |
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Account Type Pacific Premier Checking Balances Through $49,999.99 |
Minimum Opening Deposit $1,000.00 |
Minimum Daily Balance to Earn APY* N/A |
Interest Rate 0.04% |
APY* 0.04% |
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Account Type Pacific Premier Checking Balances $50,000.00 – $99,999.99 |
Minimum Opening Deposit $1,000.00 |
Minimum Daily Balance to Earn APY* $50,000.00 |
Interest Rate 0.05% |
APY* 0.05% |
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Account Type Pacific Premier Checking Balances $100,000.00 – $249,999.99 |
Minimum Opening Deposit $1,000.00 |
Minimum Daily Balance to Earn APY* $100,000.00 |
Interest Rate 0.06% |
APY* 0.06% |
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Account Type Pacific Premier Checking Balances over $249,999.99 |
Minimum Opening Deposit $1,000.00 |
Minimum Daily Balance to Earn APY* $250,000.00 |
Interest Rate 0.09% |
APY* 0.09% |
Everything You Need to Switch to Bank of the Pacific
This packet includes actionable steps you can take to transition from your previous bank to Bank of the Pacific.
View Packet
FAQs
Monthly service fee may be waived if you maintain a combined average daily balance of at least $50,000 in eligible linked Bank of the Pacific consumer deposit accountsA during the statement cycle.*
Not finding what you’re looking for? Contact us.
Disclosures
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* Statement Cycle means the current monthly statement cycle, which is defined as from the first (1st) day of the month through the last day of the month.
** See individual account details for information on fee waiver requirements.
A. Eligible Deposit Accounts include consumer checking accounts, money market accounts, and savings accounts. Linked accounts must have a common direct owner.
B. If you have met your qualifications for the month, we will reimburse you up to $20 in ATM fees per monthly statement cycle, which will be credited to your account as follows:
• Domestic ATM surcharge fees (fees assessed at ATMs we do not own) will be reimbursed on the last day of your statement cycle.
• Internal ATM fees charged by Bank of the Pacific for use of ATMs we do not own will be reimbursed on the first business day of the month following your statement.
• International ATM surcharge fees will not be reimbursed.
C. To qualify for rewards and to receive reimbursement on your ATM fee surcharges, you must perform the following during the monthly statement cycle:
• Have twelve (12) debit card purchases post and settle.
• Have at least one (1) automatic payment (ACH) or direct deposit post and settle.
• Enroll to receive eStatements through Online Banking.
D. For tax purposes Cash Back Rewards will be included on the annual 1099 INT notice to the IRS. Cash Back Rewards will be credited to your account on the first (1st) business day of the month following your statement.